ISO 20022 Hackathon

Bob Masina joined NPPA in November 2016. His key responsibilities include the development of new capability on the platform and its daily operation. Bob’s previous role was Executive Manager, Payments Operations with APCA where he coordinated the industry development of the ISO20022 messaging standard. Bob had been involved from the early conceptual stages of the NPP including ISO20022 message development. Bob is also a delegate on the ISO20022 RMG.

Charlotte Crosswell is the CEO of Innovate Finance, the industry body representing the UK FinTech sector. Prior to joining Innovate Finance, she spent the majority of her financial services career in market infrastructure roles. Charlotte has held a number of management positions at Nasdaq and London Stock Exchange across international capital markets, equities, fixed income, OTC derivatives trading and clearing.

In addition to her work with Innovate Finance, Charlotte is on the board of UK Finance, and also advises and sits on the boards of Government FinTech advisory groups, technology companies and FinTech startups. Charlotte holds a BA (Hons.) in French from the Southampton University. She has been included in the list of top 100 Women in Finance over many years.

Frank Van Driessche joined the Federal Reserve Bank of New York late 2018 to focus on the adoption of ISO 20022 by the Fedwire Funds Service. He recently joined the FedNow team to lead the ISO 20022 development of the Federal Reserve Banks’ instant payments platform. Previously Frank held positions at SWIFT where he was responsible for the global adoption of ISO 20022 by payment market infrastructures, and at the European Banking Federation as senior advisor during the realization of SEPA. Frank is Belgian and holds a master degree of the Solvay Business School.

Isak Penttila is an ISO 20022 Advisor at Payments Canada. In this role, he is responsible for a wide range of ISO 20022 modernization efforts, including the development of usage guidelines and adoption of the ISO 20022 Standard for the future Real-Time payment system. Passionate about the future of payments and innovation, Isak participates in various committees dedicated to the promotion and global alignment of ISO 20022, including the Real Time Payments Group (RTPG), High Value Payments System Group (HVPS+) and CGI-MP.

James Southgate is a Senior Manager on the Bank of England’s Real-Time Gross Settlement (RTGS) renewal programme, with responsibility for implementing ISO 20022 messaging in the RTGS and CHAPS systems. He has worked closely with the UK’s main retail payment system operator, Pay.UK, to design a harmonised pacs.008 ‘Common Credit Message’ (CCM) for use across both CHAPS and the future UK retail payments architecture. James joined the Bank of England in 2003 and has worked on a variety of payments-related roles, including government retail banking, sterling and foreign exchange operations, and payment systems supervision. He has co-written Quarterly Bulletin articles on the role of local currencies, and on digital currencies / distributed ledger technology.

Marek is Principal PM Expert for the Market Infrastructure T2-T2S Consolidation project at the ECB, where he is responsible for the coordination of the ISO20022 message dossier. Furthermore, Marek is representing the ECB in the ISO 20022 Payments Standards Evaluation Group (SEG) and the High-Value Payments System+ (HVPS+) group, where he contributes to the definition of new payments related messaging standards and market practices. Prior to joining the ECB, Marek gained 15 years of experience in the banking industry holding various positions within Deutsche Bank and was member of the migration sub-group as part of the TARGET2 Securities project.

Mike Sigal is CEO of 20022 Labs, a membership organization dedicated to driving awareness and adoption of ISO 20022 by creating an industry-wide, evidence-based narrative about the value and opportunity of data-rich payments.Mike is a Co-Founder of Upside Partners, a Silicon Valley-based consultancy that helps corporations develop operational excellence in innovation through the application of startup and venture best practices.

He serves as an Independent Advisor for Standard Chartered Bank’s corporate venture fund. Previously, as a Partner at 500 Startups Fintech Fund, Mike invested in and over 80 early-stage fintech startups globally. He got his start in Payments and Fintech while serving as Founding Executive Producer of SWIFT’s Innotribe Challenge programs which have resulted in an estimated $3B in investments, acquisitions and partnerships between participating startups, SWIFT member institutions and FinTech investors globally.

Mike’s spent nearly 30 years working in the global startup ecosystem as an entrepreneur & innovation advisor, including as founder of 7 companies (3 exits, 1 IPO) and advisor to dozens of institutions. He’s an active startup mentor and frequent speaker at startup, innovation and FinTech conferences.

Tara Rice is Head of the secretariat supporting the CPMI, the international standard setter for payment, clearing, settlement and related arrangements. Previously, she served as the Deputy Assistant Secretary for International Financial Stability and Regulation at the US Department of the Treasury. She also worked for nearly 15 years in the Federal Reserve System, most recently as Chief of the Global Financial Institutions section and as a visiting member of the Financial Stability Board in Basel. In 2012, she received the Fed's Special Achievement Award for outstanding contributions towards the objectives and mission of the Fed. She holds a PhD in finance from Boston College.

Joseph is the Chief Strategy Officer of Swish. He was an early employee at Klarna where he worked with strategy, expansion and financing. Joseph then moved on to lead business development and expansion at Benify before co-founding Saffron, a 500 startups backed startup and more recently founded Phoenician Ventures. Since joining Swish in May 2019, Joseph has focused on strategy, strategic partnerships and internationalization. As part of this scope he was part of recently founding EMPSA, an association of European wallets working for interoperability across borders. Joseph holds a Master in Corporate Financial management from Lund University.

Atul Bhuchar leads the strategy, innovation, product development and commercialisation of DBS’ payables management solutions for businesses and financial institutions internationally. Under his leadership, the bank has pioneered several digital payment initiatives, viz., 1st bank to launch Online SWIFT gpi tracking for cross-border payments (for outgoing payments and then for incoming too) in Asia; API-led instant payables and receivables solutions in Singapore, Hong Kong, India, Indonesia, China, Taiwan and Vietnam. Atul leads the digital currency initiative to develop the multi-currency payments network in Singapore and was part of the core-team that developed DBS Treasury Prism.

Since joining DBS in 2004, Atul has held other roles such as Head of Cash Management in DBS India, and thereafter, Group Head of Liquidity Management, Liabilities and Accounts. Atul’s experience spans across treasury, corporate banking, securities services, trade finance and cash management. Atul started his career with Citibank in 1997 and then worked with HSBC, before joining DBS.

Tom is a specialist of the ISO 20022 financial messaging standard, and will thus facilitate working groups and advise financial institutions. He also focuses on the reuse of ISO 20022 concepts in new technologies, such as APIs.

Tom joined the training department in SWIFT in 1998, and he worked in Standards since 2008. Tom has been responsible for promoting SWIFT’s MyStandards message standards management product suite in Asia Pacific since he moved to Singapore in January 2012. In October 2013, Tom moved to Hong Kong. Prior to his current role, Tom was working in marketing, responsible for the regional KYC Registry, sanctions screening and reference data strategy; and for advocating solutions for business intelligence and liquidity management.

Tom graduated from the University of Leuven, in Belgium, in 1992 with a degree in Electro-mechanical Engineering.